Our Services

EFFECTIVE BANKING PRODUCTS

Traditional products

Business Current account

- Opened for all business and corporate institutions
- Opening minimum deposit is GHS 100
- Flexible Commission on turnover
- Access to chequebook
- Can access loans and overdraft

Salary account

- Opened for all salary customers
- Opening minimum deposit of GHS 20
- Minimum operating balance is GHS 20.00
- Qualify to contract loans after 2 months salary
- Can access salary advance

Savings account

- Opened for all classes of customers
- Opening minimum deposit of GHS 50.00
- Minimum operating balance is GHS 20.00
- Very competitive interest on account
- Minimum balance to qualify for interest is GHS 500

Susu account

- Operates just like a savings account
- Luxury to operate your account in the comfort of your home or business
- Mobile bankers available to assist in your financial needs
- Access to your funds anytime
- No charges on the amount saved
- Attract interest on savings
- Opening Minimum deposit is GHS 20.00
- Access to a free passbook to track your deposit

Unique products

Harvest

- This is a unique savings product designed for religious bodies
- Constant deposits are made for 24 months
- At the end of the 24th month, the monthly principal amount is rewarded to the customer as a bonus
- No withdrawals are made within the 24-month period
- Accrued interest on the account is also credited to the customer

Asomdwee

- This product targets susu customers
- Susu customers are allowed to deposit any amount of their choice into their account
- Withdrawals are allowed once every month
- The account is eligible for normal interest on savings

Nhyira

- This product targets susu customers
- Susu customers are allowed to deposit any amount of their choice into their account
- Withdrawals are allowed once every month
- The account is eligible for normal interest on savings

Adze Wofie Oye

- This account product is for indigenes of the bank’s catchment area plying their trade elsewhere
- The account is opened for occasional purposes
- It attracts normal savings interest

Bonus Savings

- This account type targets all customers of the bank.
- Customers are encouraged to consistently deposit a specific amount of money for twelve (12) consecutive months
- One month’s interest on the amount invested is rewarded to the customer after the twelfth month.
- No withdrawal is permitted in the account until the expiration of the twelve months
- Interest accrued on the account is also credited to the customer.

Electronic Products

- GIP
- AIP
- ITRANS
- Western Union
- GhanaPay
- ACH
- ATM
- Mobile Money Transfer

Investment Products

- Fixed Deposit
- Tenure
- 3 months, 6 months and 1 year
- Very attractive interest rate

Provident savings

- This savings product encourages salary customers to save continuously
- The savings is done for a minimum period of five years (5yrs)
- This type of savings attracts Treasury Bill Interest Rates plus five years of savings interest.