Call Us: +233 - 312-092-290

Location: Shama, WR, Ghana

40th Anniversary Celebration...

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About Lower Pra Rural Bank

40 Years of Excellent Banking

The Bank formerly known as Essemaman Rural Bank Ltd. was incorporated on the 20th of January, 1983 and licensed to operate business of banking in August 31, 1983 as the 66th Rural Bank in Ghana.

With its head office at Shama, which is about 25 kilometers from Takoradi, the bank has within its forty years of operation provided banking services to the Sekondi-Takoradi Metropolitan Area, Shama District, Mpohor District, Wassa East District, Nzema East District, Tarkwa-Nsuem District and Ellembelle District of the Western Region.

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Customer Focus Banking

Our products are tailored-made to meet our clients' perculiar needs

Banking Solutions

Current Account, Call Account and Savings Account, Susu Savings Fixed Deposit etc.

Our Mission

To be the Rural bank of choice in Ghana through efficient management and a well-motivated staff with innovative customized products to gain greater market shares.

Our Vision

To be the leading bank in the country with the Community Development in its catchment area.

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Message from Our CEO

With 40 years of operation, Lower Pra Rural bank has been carefully grown and positioned to be one-stop-shop for all our existing and potential customers' banking needs. Our practical and customer focus banking approach make us stand out among our peers in the industry.

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Services We Offer

Bank Accounts

Our acccount products include Business Current Account, Salary Account, Savings, Susu, Savings, Harvest, Asomdwee, Adze WofieOye, Harvest, Nhyira


Our Investment Port Folio consist of the following offers; Fixed Deposit, Tenure, Provident Savings, Shares

Loan & Advances

We Offer the following Loan and advances products: Salary Loans, Non-Salaried Loan Products, Funeral Loans, Epo Nworaba,Gyedzi, Kese w)kan, Ebusua Mfre Yie, Festivity Loan

Domestic Fund Transfer

We provide Domestic Fund Transfer services via the following robost platforms: Ezwich, Apex Link, MTN Mobile Money.

Electronic Products

Inline with the current digital dispensation we offer the following electronic products: GI, AIP, ITRANS, Western Union, GhanaPay, ACH, ATM, Mobile Money Transfer

Tailored-Made Solutions

We have an array of tailored made financial products and solutions to meet the perculiarity of certain sectors such as fishing, traders, farmers e.t.c.

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Our Numbers


Year of Experienced


Satisfied Customers


Loan Portfolio


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Meet Our Brilliant Minds

Our Leadership Team

Mr. Isaac Kwamina Afful


Quality and focused leadership with excellent human management skills.

Mr. Stephen Nana-Bentum


Thorough and very detailed personality with years of experience in the field.

Mr. Ernest Nii Tackie-Otoo


Excellent mind, great attenton to details ability with excellent human relation.

Ms. Augustina Mensah


Ability to coordinate and galvanise both human and capital resource to achieve targets

Mr. Ishmael B. Obuae

Head Of Finance

Great skills with numbers, excellent at achieving set goals and targets

Mr. Joseph Atta Annan

Head Of Operations

Great ability to coordinate human resource and other company resources for effective operation

Mr. John Percy Mensah

Head Of Credit

Tenacious, firm and persuasive; a very rare combination that gets the job done as required

Mrs Cynthia Yebuah Mishiame

Head of Compliance

Sound knowledge of industry best practice and wealth of experience in the area of compliance.

Mr. Frank Kwesi Sahene

Head Of Internal Control

Amiable personality with a high sense of discpline and compliance

Mr. Daniel Sarkoh

Head of IT

A highly savvy personel in the field of Technology with years of experience in providing ICT Solutions

Esq Philip Fifi Buckman


A firm and peruasive personality with astute knowledge of the Law and years of experience in practice.


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