To be the rural bank of choice in Ghana through efficient management and a well-motivated staff with innovative customized products to gain greater market shares.
To be the leading bank in the country with the Community Development in its catchment area.
You are welcome to Lower Pra Rural Bank
The Bank formerly known as Essemaman Rural Bank Ltd. was incorporated on the 20th of January, 1983 and licensed to operate business of banking in August 31, 1983 as the 66th Rural Bank in Ghana. With its head office at Shama, which is about 25 kilometers from Takoradi, the bank has within its Thirty-Seven years of operation provided banking services to the Sekondi-Takoradi Metropolitan Area, Shama District, Mpohor District, Wassa East District, Nzema East District, Tarkwa-Nsuem District and Ellembelle District of the Western Region. Its banking products include Current Account, Call Account and Savings Account, Susu Savings Fixed Deposit etc.
At Lower Pra rural bank, we place a high premium on our human resource capacity and so we have put together a team of professionals that combine proficiency with industry experience to offer our client excellent banking services..
Opening a bank account online is quick and easy. It can take just minutes and save you a trip to a bank branch. And if you’re opening an account at an online bank, it may be your only option.
Join the digital revolution – with the Lowerpra Mobile app. More Choice. More convenience..
A daily savings account for customers who do not have time to come to the bank..
Rural Bank of the year Award (1991) (Chartered Institute of Marketing)Rural Bank of the year award - 1991
National Good Corporate Citizen Award - 1996 This honour was done to the bank in recognition of the positive contribution to the Civic Community and Ghana in the area of finance. The certificate was received on the occasion of the 5th Ghana International Trade Fair from the President of the Republic of Ghana then Flt. Lt. Jerry John Rawlings.
Ghana Club 100 Membership The bank had been selected for the Ghana Club 100 since its inception. That is, 2002 to 2012.
Inchaban Mobilization Centre
Atobiase Mobilization Centre
Post Office Box 18 Shama Western Region – Ghana