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About Us

You are welcome to Lower Pra Rural Bank

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The Bank formerly known as Essemaman Rural Bank Ltd. was incorporated on the 20th of January, 1983 and licensed to operate business of banking in August 31, 1983 as the 66th Rural Bank in Ghana. With its head office at Shama, which is about 25 kilometers from Takoradi, the bank has within its Thirty-Seven years of operation provided banking services to the Sekondi-Takoradi Metropolitan Area, Shama District, Mpohor District, Wassa East District, Nzema East District, Tarkwa-Nsuem District and Ellembelle District of the Western Region. Its banking products include Current Account, Call Account and Savings Account, Susu Savings Fixed Deposit etc.

BOARD OF DIRECTORS

At Lower Pra rural bank, we place a high premium on our human resource capacity and so we have put together a team of professionals that combine proficiency with industry experience to offer our client excellent banking services..

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Mr Francis Mensah

Board Chairman
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Mr George Musey

Member
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Dr Jerome Awortwe-Abban

Member
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RT Rev. Bosomtwi-Ayensu

Member
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Mr Peter Mensah

Member
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Mr Isaac Kwamina Van-Ess

Member
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Miss Felica Aba Dawood

Member
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Ms Beatrice Ekua Ansah-Eshon

Member

MANAGEMENT TEAM

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Isaac Kwamina Afful

Chief Executive Officer
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Stephen Nana-Bentum

Deputy Chief Executive Officer
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Ishmael B. Obuae

Head – Finance
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Magnus Archibald Wesley

Head - Compliance
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Augustina Mensah

Head – Human Resource
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Daniel Kwesi Sarkoh

Head - ICT
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Frank Sahene

Head – Internal Control
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Ernest Nii Tackie-Otoo

Head – Credit & Risk
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Hannah Rosemond Assifuah

Head – Operations

How It Works

Products & Services

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Accounts

Current Account
Savings Account
Susu Savings Account
Epo Nworaba
Kese wo kan
Asomdwee
Gyedzi
Harvest
Nhyira
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Investments

Fixed Deposit
Treasury Bill
Provident Savings
Shares **
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Domestic Fund Transfer

Ezwich
Apex Link
MTN Mobile Money
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Foreign Fund Transfer

Western Union Money Transfer
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Loans and Advances

Salary Loans
School Fees Loan
Funeral Loans
Salary Advances
Business Overdraft
Micro Loans
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Susu Deposit Scheme

A daily savings account for customers who do not have time to come to the bank..

CORPORATE ACHIEVEMENTS

Rural Bank of the year

Rural Bank of the year Award (1991) (Chartered Institute of Marketing)Rural Bank of the year award - 1991

National Good Corporate Citizen Award

National Good Corporate Citizen Award - 1996 This honour was done to the bank in recognition of the positive contribution to the Civic Community and Ghana in the area of finance. The certificate was received on the occasion of the 5th Ghana International Trade Fair from the President of the Republic of Ghana then Flt. Lt. Jerry John Rawlings.

Ghana Club 100 Membership

Ghana Club 100 Membership The bank had been selected for the Ghana Club 100 since its inception. That is, 2002 to 2012.