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As part of it social responsibilities to its catchment area Lower Pra Ladies Association on 2nd September 2011, with the support of the bank, has donated items worth over GHC5,000.00 to the Ivorien refugees at the Ampain Refugee camp.

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  About us

The desire and willingness of the Ghana Government to develop the rural areas, which has been identified as the engine of Ghana’s growth, necessitated the establishment of Rural Banking Scheme in 1976. The Rural Banks were created as instruments for social and economic transformation.

The LOWER PRA RURAL BANK LIMITED formerly known as the Esemaman Rural Bank Limited was incorporated in Ghana on the 20th day of January 1983. The bank was licensed to operate the business of banking in August 31, 1983 as the 66th rural bank in Ghana.

The registered office and the head office of the bank is at Shama, which is 25km from Takoradi, the Western Regional Capital. The bank has within its twenty-five years of operations provided banking services to the Shama and the Mpohor Wassa East Districts in the Sekondi Takoradi Metropolitan Area.



The Lower Pra Rural Bank Limited is a public limited liability company with authorized capital of Five Million Ordinary Shares and One Hundred and Twenty Five Thousand preference Shares of no par value. 

The Shareholders are individuals in the bank’s catchment area. The Bank of Ghana owns the total of the Preference Shares.

The total number of Ordinary Shares subscribed, as at December 31, 2014 was Four Million, One Hundred and Forty-Seven Thousand, Three Hundred and Fifty-Two amounting to One Million Four Hundred and Eighty Thousand, Eight Hundred and Fifty Ghana Cedis Forty-Nine Ghana Pesewas (GH˘1,480,850.49). The price per share is three Ghana Cedis (GH˘3.00).

   Branch/Agency  Contact Phone No
  Head Office   +233 (0)0277751510
   Main Office   +233 (0) 277751575
   Aboadze   +233 (0)277751582
   Daboase   +233 (0)277751576
   Kojokrom   +233 (0)277751579
   Essikadu   +233 (0)277751578
   Effiakuma   +233 (0)277751577
   Kokompe   +233 (0)277751584
   Kwesimintsim   +233 (0)277765694
   Anaji   +233 (0)277761680
   Mpohor   +233 (0)277761710
   Axim   +233 (0)277769288
   Nkroful   +233 (0)277812382
  Tarkwa   +233 (0)577606797
  T-Poly   +233 (0)577618564-5


- Current Account
- Savings Account
- Fixed Deposit
- Epo Nworaba
- Kese Wokan
- Gyedzi
- Ebusua Mfre Yie
- Eyidado School Fees, Susu Loans
- Nyira
- Asomdwee
- Harvest
- Provident Savings Copyright 2015